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Defined Contribution Plan
If you participated in the defined contribution plan (The Episcopal Church Lay Employees' Defined Contribution Plan), the amount you receive depends on the value of your account when you retired.
If you chose to leave your account invested in the plan until you reach age 70-1/2, when minimum distributions are required by law, you may continue to access your account to manage your investments.
Upon your death, your vested balance will be payable to your beneficiary or estate.
Defined Benefit Plan
If you participated in the defined benefit plan (The Episcopal Church Lay Employees' Defined Benefit Retirement Plan), the benefit you receive was determined at the time you retired by your length of the service and the compensation you earned as a church employee.
This benefit is assured throughout your retirement. At the time of retirement, you may also have chosen to provide a continuing benefit to your surviving spouse by reducing your own benefit.