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Disability Insurance

Policies & benefits 

Enrolling your group
for the first time?

If your church organization is enrolling in employer-paid disability insurance for the first time, you may begin coverage on July 1 or January 1 only. See enrollment details

Short-Term Disability Insurance

Short-term coverage replaces lost income for up to a year of disability, allowing parishes and other church organizations to hire temporary help while the cleric or lay employee recovers.

Active clergy are automatically enrolled in the Short-Term Disability plan, provided by the Church Pension Fund. (Pension assessments must be up-to-date.)

More on disability insurance

View details for:
Active clergy
Lay employees
Church employers

Long-Term Disability Insurance

Long-term benefits pick up when the short-term plan expires. They continue until the employee is able to work again, reaches age 65, or longer in some cases.

Employers may provide this group benefit in full, or employees may purchase it on their own.

Disability retirement benefit for clergy

Clergy who participate in the Church Pension Fund receive a disability retirement benefit. This benefit is for total disability only and does not cover those who work part time. After two years, a reduced disability benefit may be possible.

Life Insurance and Other Insurance Disclaimer

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