Lay employees may join the Defined Contribution Retirement Plan if their employer adopts the plan and if the employee:
- Has been in the job for at least a year
- Works at least 1,000 hours a year
- Is at least age 21
Employers may expand participation to those who are younger, have less service, or work less than 1,000 hours a year.
| For Employers | View |
|---|---|
| Employer's Guide & Applications |  |
| Lay DC Adoption Agreement | |
| Employee Application | |
| New 403(b) Regulations: Frequently Asked Questions | |
| Sample Annual Notice Letter |  |
| For Employees | View |
|---|---|
| Fund Performance | |
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