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Employee Paid (Voluntary) Plan

If your employer does not offer Long Term Disability Insurance as a benefit, you may purchase it through your employer. Check with your employer for premium rates. Depending on your needs, you may choose coverage for either 25% or 50% of your regular compensation, up to a maximum of $5,000 per month.

Planning for the Future

Long term disability insurance provides some protection against the loss of income if you are unable to work for a long period of time.  While long term insurance will not replace all of your income, it may help pay your expenses while you are out of work. And, because you are paying the premiums, the benefit payments are not taxable. Take a moment to consider your needs and decide now whether you should protect your income with a voluntary long term disability plan.

What if my employment is terminated?
You may be able to keep your coverage, if you have been insured for at least 12 months. Simply submit your Voluntary LTD Conversion Application and your first quarterly premium to Church Pension Fund within 31 days of your last day at work.  

To learn more about Long Term Disability Insurance:

* Liberty Life Assurance Company of Boston

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