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Guaranteed Savings

An annuity is a contract between you and a life insurance company. The benefit is that in exchange for your contributions, the insurance company guarantees:

  • A stated interest rate
  • Return of your principal with interest
  • Tax-deferred growth

Guarantee of Principal

You will never lose money on your principal. How many investments can promise you that? Your money is guaranteed by Church Life's assets and secure financial reserves.

Steady Growth1

Your money may grow tax-deferred at the current interest rate of 2.25% for Single Premium Annuities, and 2.25% for Flexible Premium Annuities. And Church Life guarantees that your rate will never drop below 1.0%, no matter what. So whatever the economic climate, your money continues to grow, safe from the volatile swings of the stock market. And you don't pay taxes until you start withdrawals.

Right now, Church Life will pay you a bonus of 1.5% of your investment during the first year of your annuity.2 That's in addition to the annual interest.

Guaranteed Lifetime Income

Annuities are the only financial option you can never outlive. When you're ready to retire, you can turn your savings into a guaranteed stream of income for as long as you want — five years, ten years or for the rest of your life. In fact, your annuity may even outlive you! Protect your principal by choosing a death benefit option. You, or your beneficiary in the event of your death, will get back at least as much as you put in.

SVO Comparison

Guarantees are based on the claims-paying ability of Church Life Insurance Corporation, 19 East 34th Street, New York, NY 10016 (“Church Life”). The Church Pension Fund does not guarantee the interest or principle.

1This does not apply with the Income LifeStream Single Premium Immediate Annuity (SPIA), as there is no accumulation period.
2 The current interest rates are not guaranteed. The bonus may not be available in all states. IRA contributions are limited by Federal law.


Annuities are offered by Church Life Insurance Corporation, 19 East 34th Street, New York, NY 10016.

Annuities and IRAs Disclaimer

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