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Normal Retirement

For clergy who are eligible for pension benefits, normal retirement:

Remember: Credited Service is not the actual amount of years you have worked for the Church, but rather the number of years assessments have been paid on your behalf.

Pension Benefit Calculation

If your HAC is greater than or equal to $10,000, your pension benefit is calculated as:

HAC x 1.6% x CS
$10,000 x 1.15% x CS
= Total Annual Retirement Benefit

If your HAC is equal to or less than $10,000, your pension benefit is calculated as:

HAC x 2.75% x CS
= Total Annual Retirement Benefit


When the Rev. K. Boater retires at age 65, with 40 years of CS and HAC of $50,000, his pension benefit will be calculated as:

50,000 x 0.016 x 40
10,000 x 0.0115 x 40
= $36,600 per year

Please note: This amount will be adjusted based on the payment option Fr. Boater selects at retirement for a survivor's benefit, if any, for his spouse.  For the Payment options available for surviving spouses, see Surviving Spouse Benefits.

The information on this page relates only to clergy who are canonically resident in the United States. If you are canonically resident in a non-domestic diocese, please contact Client Services for details about your benefit.

Pensions Disclaimer