To participate in the plan, employees must currently meet these requirements:

  • Be scheduled to work a minimum of 1,000 hours per year

If your organization participates in the plan, you must enroll everyone who is eligible.

No Retroactive Employee Enrollments Allowed

Effective July 1, 2014 employees will become a participant in the plan on the first of the month following the date that the Plan Administrator receives the enrollment information via the Employee Roster, or all the necessary paperwork for employers not using the Employee Roster. Retroactive enrollments will not be allowed.


The Lay Defined Benefit Plan is a qualified plan under Section 401(a) of the Internal Revenue Code, but as a church plan, it is not subject to ERISA. The plan's financial condition is disclosed in the Church Pension Group Annual Report.

The Church Pension Fund, as sponsor of this plan, continues to monitor the funding status closely. Like many defined benefit plans, the Lay Defined Benefit Plan currently is not fully funded. The Church Pension Fund retains the right to amend, terminate or modify the terms of the Lay Defined Benefit Plan, including the employer assessment rate, without notice and for any reason.

Pensions Disclaimer

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