Don’t Take the Bait: How to Outsmart Phishing Emails

Phishing scams are getting smarter—but you can get smarter, too. These fraudulent emails are designed to trick you into disclosing sensitive information or clicking dangerous links. The good news? A few simple habits can keep you safe. 

1. Check the Sender
   Look beyond the display name. Always inspect the email address carefully—especially what comes after the “@” symbol. If it looks odd or unfamiliar, pause before you click. 
2. Spot the Warning Signs
   Phishing emails often scream urgency: “Act now!” or “Your account will be closed!” Combine that with bad grammar, strange attachments, or unexpected links, and you’ve got a red flag. 
3. Hover Before You Click
   Before you tap that link, hover over it with your mouse. Does the URL (the part of the email address after the “@” symbol) match the sender’s domain? If it looks suspicious, don’t click—it’s not worth the risk. 
4. Keep Your Secrets Safe
   No legitimate organization will ask for passwords, Social Security numbers, or banking details via email. If they do, it’s a scam. 
5. Verify Through Trusted Channels
   Got an email asking you to transfer funds or update account information? Does something feel off? Pick up the phone and call the sender using a known number—not the one in the email. 

Want more tips? Check out the Federal Trade Commission’s Consumer Advice on Phishing for practical ways to stay protected.