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Defined Contribution Plan

What Is the Defined Contribution Plan?

  • A 401(a) and 403(b) retirement plan for lay employees
  • Employers make a base contribution, and match employee contributions as well.
  • Employees choose how much to contribute and how to allocate their funds.
  • Benefits depend on the value of an individual's account balance at the time of retirement.
  • Investment options include:
    • A money market mutual fund
    • Stock funds
    • Bond funds
    • A stable value investment option
    • Fidelity Freedom Funds


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(877) 432-9274

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