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Disability Insurance Overview


Why Do I Need Disability Coverage?

If you were out of work for a month or more because of illness or injury, could you keep up with your bills? Disability coverage helps protect you from losing your income if you become sick or injured and cannot work.

The Church Pension Fund makes available two types of disability coverage to protect you: Short Term Disability Benefit and Long Term Disability Insurance.


What Kind of Coverage Do I Need?

You might need Short Term Disability Benefit if you:

  • Have a baby
  • Break your leg

You might need Long Term Disability Insurance if you:

  • Are diagnosed with cancer
  • Are in a serious car accident

Did you know…?

  • Almost 25% of today's 20-year olds will become disabled before reaching the age of 671
  • Leading causes of disability include: cancer, heart attack, diabetes, arthritis and back pain.2

Learn more about Short Term Disability Benefit.

1SSA Publication No. 05-10029
2Council for Disability Awareness 


Short-term disability and long-term disability insurance policies are underwritten and issued by Lincoln Financial Group.