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Disability Insurance Overview


New Disability Vendor

Zurich American Life Insurance Company (Zurich), a New York domestic life insurance company1, will replace Lincoln Financial Group as the insurer for the group short-term disability (STD) and long-term disability (LTD) insurance policies, effective January 1, 2020.

For more information about the switch, contact your benefits administrator.

1 Policy Number: CNYEX01112
2 For claims occurring on or before December 31, 2019, call Lincoln Financial Group at (800) 210-0268 or go to www.mylincolnportal.com.

Why Do I Need Disability Coverage?

If you were out of work for a month or more because of illness or injury, could you keep up with your bills? Disability coverage helps protect you from losing your income if you become sick or injured and cannot work.

The Church Pension Fund makes available two types of disability coverage to protect you: Short-Term Disability Benefit and Long-Term Disability Insurance.


What Kind of Coverage Do I Need?

You might need Short-Term Disability Benefit if you:

  • Have a baby
  • Break your leg

You might need Long-Term Disability Insurance if you:

  • Are diagnosed with cancer
  • Are in a serious car accident



Short-term disability and long-term disability insurance policies are underwritten and issued by Zurich American Life Insurance Company. 

Policy Number: CNYEX01112
Disability Insurance Disclaimer