Annual Enrollment

2019 Annual Enrollment

The Episcopal Church Medical Trust (Medical Trust) holds Annual Enrollment (AE) each fall for its health plan members, providing you with the opportunity to compare your current medical and/or dental plan with other available options;1 select the plan(s) that will best meet your and/or your family’s health and financial needs for the upcoming year; and add or drop covered dependents.

Letters are sent to each member with information to help you prepare for and complete your Annual Enrollment for 2019. 

  • The letter includes your Client ID #, which can be helpful if you have forgotten your username or password for your CPG Account.

To better meet the needs of you and your covered family members, the Medical Trust has revised its health plan array for 2019. Those members whose plans will not be offered must select new plans during the upcoming Annual Enrollment period to keep their medical coverage for 2019. See 2019 Plans for details.

Annual Enrollment for 2019 is now closed.

If you have any questions please contact your plan administrator.

Important considerations

The medical and dental plan choice you make can have important medical and financial implications for the upcoming year, so it's important to understand your individual situation and how the plans available meet those needs. Before choosing a plan type and level of coverage, consider these factors:

Factors

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Has there been a change in your household? For example, did you get married or have a child?

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Has there been a change in your medical situation, or a family member's?

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Is your current health plan1 being offered in 2019?

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What is your overall health and, based on any medical conditions, the amount of healthcare you expect to need next year?

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Are your doctors and specialists in the new plan’s network?

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Do you need to see out-of-network providers?

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What is the tradeoff between your monthly premium and cost share when accessing care? 

2019 Plan Update

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Learn which plans will not be offered in 2019 and the comparable plans that will replace them. 

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Health Advocate representatives can help you review your plan choices.

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Our medical providers provide continuity of care when you transition from one provider or plan to another. Learn how that works. Click here

Need help choosing a plan?

Health Advocate

Let Health Advocate be your guide. Their representatives can help you review your plan choices.

  • Verify providers’ network participation
  • Explain how plans handle cost shares
  • Ensure your medications are covered
  • Cover your eligible dependents  

Whether you need to select a new plan or want to review your current plan, Health Advocate's representatives can help you.

Online Resources

The Medical Trust provides a number of resources to assist you as you make your choices.

  • Health Benefits 101 to learn about the different types of health plans offered by the Medical Trust, valuable tips on how to choose a healthcare provider, and more.
    Active Clergy | Active Lay | Seminarians
  • Summaries of Benefits and Coverage are available for the plans1 offered through the Medical Trust. These summaries provide a snapshot of the coverage offered under the plan, as well as cost shares, deductibles, and other important information. (You can receive paper copies of the Summaries of Benefits and Coverage at no charge.) This information will be available October 15, 2018. Click here for the plans2 offered by your group.
  • Plan Comparison Chart, highlighting the Medical Trust plans available to you through your group, is available. This information will be available October 15, 2018. Click here for the plans2 offered by your group.

 

It's Easy to Enroll!

Annual Enrollment for 2019 is now closed.

If you have any questions please contact your plan administrator.

To review and update your medical plan information, follow these simple directions:

  • Access the AE website
  • Log into your account 
  • Follow the instructions on the AE page or download the instructions for easy reference.

 

Need More Information?

Click on the links below to access more healthcare benefits information.

 

Did You Know?

The healthcare plans offered by the Medical Trust include additional benefits:

  • Vision
  • Hearing
  • Employee Assistance Program (EAP)
  • Health Advocate
  • Travel Assistance

Learn more:
Active Clergy | Active Lay Employees | Seminarians


          

Every group does not offer every plan. Please check with your group administrator for the plans available to you.

2 You will need to sign in to your CPG Account to view the documents.

Health benefits are offered through plans maintained by Church Pension Group Services Corporation (doing business as The Episcopal Church Medical Trust), 19 East 34th Street, New York, NY 10016.

The Episcopal Church Medical Trust Disclaimer