Why Church Pension Group?
The Episcopal Health Plan (EHP) includes features that are not typically found in US corporate plans or state-based health insurance exchanges:
- Meaningful choice – Employers have greater flexibiltiy in choosing options offered by The Episcopal Church Medical Trust (the Medical Trust), which include platinum, gold, and silver plans and two pharmacy plan designs.
- Comprehensive benefits – The EHP offers an Employee Assistance Plan (EAP) plus vision, hearing aid, travel assistance, and healthcare navigation benefits, as well as optional dental plans.
- Broad, comprehensive networks – The EHP continues to offer plans with national networks (Anthem and Cigna) plus a regional plan (Kaiser). State-based exchanges offer smaller provider networks. Although plans from these exchanges may feature lower premiums, they frequently do so at the expense of benefits, participant choice, and access.
Medical Benefits
The Medical Trust provides comprehensive coverage through plans designed to accomodate a variety of budgets.
Quantum Health
Through personalized support, Quantum can help your employees make the most of their medical benefits.
Employee Assistance Program
The Cigna Employee Assistance Program is a confidential, 24-hour resource that can help with everything from counseling to legal referrals, pet care, and more.
Dental Benefits
The Medical Trust offers three levels of coverage to meet the varying needs of clients.
Disability Coverage
Protect your employees’ ability to earn a living if they get too sick or injured to work.
Retirement Plans
Our defined contribution and defined benefit plans help your employees prepare for a secure retirement.
Controlling Healthcare Costs
The Medical Trust has taken various measures to maintain low annual cost increases without significant increases to out-of-pocket costs or diminished access or care for members, including
- participation in a prescription drug purchasing coalition with other denominations;
- implementation of the SaveOnSP manufacturer copay assistance program;
- implementation of the medical channel management to cover certain specialty medications exclusively within the Express Scripts pharmacy benefit;
- Hinge Health, a digital musculoskeletal wellness program, for Anthem and Cigna members to address a top plan cost driver;
- offering a coinsurance-based prescription drug benefit plan option and a new cost-sharing tier for specialty drugs;
- offering Medicare Secondary Payer Small Employer Exception Plans for eligible small employers; and
- requirement of appropriate utilization management to help ensure optimal outcomes and the use of evidence-based treatments.
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