2025 Annual Enrollment
Decision Guide for Retired Members
The Episcopal Church Medical Trust (Medical Trust) offers medical and prescription coverage to post-65 former employees through UnitedHealthcare® Group Medicare Advantage (GMA) plans.
Keep reading to see important program announcements and links to all the information you need about the plan options available to you.
Annual Enrollment for 2025 plan year health benefits is closed. Please contact Client Services for assistance.
Health Advocate Services Transferring to Quantum Health
The services of Health Advocate will not be available after 12/31/2024. Quantum Health will take over those services beginning 1/1/2025. Health Advocate will aim to complete open cases by 12/31/2024 and, as of 1/1/2025, will transfer those cases to Quantum to ensure that members have a care coordinator by their side through any transition of care.
Post-Retirement Health Subsidy
Retired clergy enrolled in Medicare may be eligible for financial assistance from The Church Pension Fund to help defray the cost of post-retirement health benefits.
The 2025 subsidy approved by The Church Pension Fund Board of Trustees may be used to cover all or a portion of the cost of the GMA Premium (PPO) plan option, the GMA Comprehensive (PPO) plan option, and/or dental coverage for eligible retired clergy and their eligible spouses.
Consult the Post-Retirement Health Subsidy section for 2025 subsidy details.
Webinar - Medical Trust Benefits for 2025
Learn about the Annual Enrollment process and updates to your benefits for 2025, including the post-retirement health subsidy and our new healthcare coordination vendor, Quantum Health.
Plan Options
MEDICAL
You have a choice between the following GMA plan options:
Plan benefits are detailed at retiree.UHC.com/ecmt, and in the Plan Guide.
For questions about benefits and coverage call UnitedHealthcare's dedicated call center (866) 519-5401, Monday to Friday, 8:00 AM to 8:00 PM, local time.
DENTAL
Delta Dental PPO + Premier plan™ administered by Delta Dental
Visit cpg.org/deltadental to learn more about Delta Dental benefits.
OTHER BENEFITS (no additional cost)
EyeMed Vision Care
Employee Assistance Program from Cigna Behavioral Health
View Clergy Brochure | Lay Brochure
Health Advocate
The services of Health Advocate will not be available after 12/31/2024.
Resources for Members
UnitedHealthcare
For Medicare, Group Medicare Advantage, or specific coverage questions
(866) 519-5401, TTY 711
8:00 AM to 8:00 PM
local time, seven days a week
Delta Dental
For Delta Dental coverage specific questions
(888) 894-7059
Monday to Friday
8:00 AM to 8:00 PM ET
CPG Client Services
For enrollment, eligibility, or subsidy questions
(800) 480-9967
Monday to Friday
8:30 AM to 8:00 PM ET
Or send a message
Health Advocate
When you need help navigating the complexity of the healthcare system
Call (866) 695-8622
24 hours a day, seven days a week
Health Advocate will not be available after December 31, 2024. Quantum Health will take over care coordination services on January 1, 2025, and manage the transition of any open cases.
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