2023 Annual Enrollment
Decision Guide for Retired Members
The Episcopal Church Medical Trust (Medical Trust) offers a UnitedHealthcare® Group Medicare Advantage (PPO) plan for post-65 former employee medical and prescription drug coverage.
Keep reading for important program announcements and links to all the information you need about the plan options available to you.
Annual Enrollment for 2023 plan year health benefits is closed. Please contact Client Services for assistance.
Benefits Education Presented by the Medical Trust and UnitedHealthcare
Group Medicare Advantage Annual Enrollment Webinars
Watch a pre-recorded member education presentation:
UnitedHealthcare’s Virtual Education Center also helps retirees and family members explore all the benefits and services the plan provides.
Post-Retirement Health Subsidy
Retired clergy enrolled in Medicare may be eligible for financial assistance to purchase post-retirement health benefits from The Episcopal Church Medical Trust.
The 2023 subsidy approved by The Church Pension Fund Board of Trustees may be used to cover or offset all or a portion of the cost of the GMA Premium (PPO) plan option, the GMA Comprehensive (PPO) plan option and/or dental coverage for eligible retired clergy and their eligible spouses.
Visit Post-Retirement Health Subsidy for 2023 subsidy details.
View Group Medicare Advantage 2023 Annual Enrollment Letter for more information.
Plan Options
MEDICAL
You have a choice between the following GMA plan options:
Plan benefits are detailed at retiree.UHC.com/ecmt, and in the Plan Guide.
For questions about benefits and coverage call UnitedHealthcare's dedicated call center (866) 519-5401.
DENTAL
You may also purchase group dental insurance plans administered by Cigna Dental.
| Preventive | Basic | Dental & Orthodontia | |
|---|---|---|---|
| Deductible (out-of-network only) | N/A | $50/person, $150/family | $25/person, $75/family |
| Annual Benefit Maximum (in addition to preventive care) | $1,500 | $2,000 | $2,000 |
| Preventative Services | $0 | $0 | $0 |
| Basic Services | 20% | 15% | 15% |
| Major Services | 99% | 50% | 15% |
| Orthodontic Services | Not covered | Not covered | 50% ($1,500 lifetime max) |
| Monthly Premium (Single) | $61 | $74 | $90 |
OTHER BENEFITS
In addition to Group Medicare Advantage benefits, CPG provides several other benefits to retirees at no additional cost.
EyeMed Vision Care
Employee Assistance Program
Offered by Cigna Behavioral Health
View Clergy Brochure | Lay Brochure
Health Advocate
Resources for Members
Medicare & You
Glossary of Health Coverage and Medical Terms
UnitedHealthcare
For Medicare, Group Medicare Advantage, or specific coverage questions
(866) 519-5401, TTY 711
8:00 AM – 8:00 PM, local time, seven days a week
CPG Client Services
For enrollment, eligibility, or subsidy questions
(800) 480-9967
Monday to Friday, 8:30 AM – 8:00 PM ET
Send a message
Health Advocate
When you need help navigating the complexity of the healthcare system
Call (866) 695-8622
24 hours a day, seven days a week
View Health Advocate Brochure
eLearning—Group Medicare Advantage
Learn about our retiree health plans especially for clergy and lay employees of The Episcopal Church.
