Church Pension Group | Active Member Resources

2023 Annual Enrollment

Decision Guide for Active Members and
Early Retirees

Keep reading for 2023 plan updates from The Episcopal Church Medical Trust (Medical Trust) and information to help you evaluate health plan options for active employes and pre-65 former employees not eligible for Medicare.

Annual Enrollment for 2023 plan year health benefits is closed. Please contact your benefits administrator for assistance.

NEWS

Health Benefit Announcements

CDHP Deductible Increases

The Internal Revenue Service increased the minimum and maximum amounts
that a high-deductible health plan (HDHP) may impose as a deductible.

Effective January 1, 2023 the following plans will be affected:

Anthem and Cigna CDHP-15

Network deductible  Self-only coverage $1,500
Network deductible  Family coverage $3,000
Out-of-network deductible  Self-only coverage $3,000
Out-of-network deductible  Family coverage $6,000

Anthem, Cigna, and Kaiser CDHP-20

Network deductible  Self-only coverage $3,000
Network deductible  Family coverage $5,450
Out-of-network deductible  Self-only coverage $3,000
Out-of-network deductible  Family coverage $6,000

 

See the 2023 Annual Enrollment Guide for full details:

  • Prescription drug plan member cost sharing updates
  • Medical channel management for Anthem and Cigna plans
  • COVID-19 provisions
  • Telehealth
  • Virtual visits
  • Hinge Health for Anthem and Cigna plans
  • Increased EyeMed frames/contacts allowance
  • Fertility benefits
  • Hearing aid device benefits
  • Travel vaccinations
  • Deductible increase for Anthem and Cigna CDHP-15
  • Deductible increase for Anthem, Cigna, and Kaiser CDHP-20

 

LEARN

About this year’s selection of Medical Trust plans!

Plan Options

MEDICAL1

General information about health plans

DENTAL1

Plans administered by Cigna Dental

Info for the Medical Trust's plan offerings

  • Summaries of Benefits & Coverage
    2023 editions available now
  • Plan Document Handbooks
    2022 editions available now, 2023 editions will be posted when available
  • Summaries of Benefits & Coverage, and Plan Copmparison Charts for your own employer group's offerings, are available in the coverage section of the Annual Enrollment site.

Employee Assistance Program

Learn more Clergy | Lay

EyeMed Vision Care

View Brochure

Hearing Benefits

Learn more Clergy | Lay

Travel Assistance

Learn more Clergy | Lay

 

EVALUATE

Get help deciding on a Medical Trust plan and navigating the healthcare system.

Questions to consider before choosing a plan

  • Has there been a change in your household? For example, did you get married or have a child?
  • Has there been a change in your medical situation, or a family member's?
  • Is your current health plan being offered in 2023?
  • What is your overall health and, based on any medical conditions, the amount of healthcare you expect to need next year?
  • Are your doctors and specialists in the new plan’s network?
  • Do you need to see out-of-network providers?
  • What is the trade-off between your monthly premium and what you pay each time you need care?

 

Resources for Members

2023 Annual Enrollment Guide
Glossary of Health Coverage and Medical Terms

CPG Client Services

Call (800) 480-9967
Monday to Friday
8:30 AM to 8:00 PM ET
Send a message

Health Advocate

When you need help changing plans, or just getting the most from your coverage
Call (866) 695-8622
24 hours a day, seven days a week
View Health Advocate Brochure

eLearning—Your Healthcare Benefits for 2023

A quick guide to healthcare benefits for active employees and the coverage available to you and your family.

Launch Course

eLearning—CDHP/HSA Member Education

Information about High Deductible Health Plans offered by the Medical Trust, and Health Savings Accounts. 

Launch Course

eLearning—MSP SEE Plan Member Education

Understanding how Medicare and your employer's group health plan work together to assist with decisions about what to do, when, and why.

Launch Course

CHOOSE

Ready to enroll for 2023?

Annual Enrollment for 2023 plan year health benefits is closed. Please contact your benefits administrator for assistance.

Every group does not offer every plan. Please check with your group administrator for the plans available to you.