2021 Annual Enrollment
Active Members & Early Retirees
Keep reading for 2021 plan updates and links to additional information to help you evaluate the health plan options available to you and your family!
Annual Enrollment for 2021 health benefits is now closed. Please contact your benefits administrator with any questions.
NEWS
Health Benefit Announcements
Hearing Aid Device Benefit Allowance
To ensure that members have a high-quality, comprehensive health benefit plan and in response to member feedback, the Medical Trust is enhancing hearing benefits.
Effective January 1, 2021, members enrolled in any of the Anthem®, Cigna®, and Kaiser® health plans will have access to a hearing aid benefit allowance.
|
|
2020 Benefit |
2021 Benefit |
|---|---|---|
|
All self-insured active health plans |
Amplifon Hearing Aid® device discount only |
Maximum benefit of $1,500 per ear every three years |
Note: In order to offer our members a hearing aid benefit allowance in 2021, we will no longer be offering the Amplifon Hearing Aid device discount.
Contact your health plan carrier (Anthem, Cigna, or Kaiser) for additional information about the hearing aid benefit allowance and hearing aid device networks.
LEARN
About this year’s selection of Medical Trust plans!
Plan Options
MEDICAL1
General information about health plans
DENTAL1
Plans administered by Cigna Dental
Info For Your Own Employer Group
Login is required to view:
- Summaries of Benefits & Coverage
2021 editions available now! - Plan Document Handbooks
2020 editions available now, 2021 editions coming soon! - Plan Comparison Charts
EVALUATE
Get help deciding on a Medical Trust plan and navigating the healthcare system.
Before choosing a plan, consider
- Has there been a change in your household? For example, did you get married or have a child?
- Has there been a change in your medical situation, or a family member's?
- Is your current health plan being offered in 2021?
- What is your overall health and, based on any medical conditions, the amount of healthcare you expect to need next year?
- Are your doctors and specialists in the new plan’s network?
- Do you need to see out-of-network providers?
- What is the trade-off between your monthly premium and what you pay each time you need care?
Resources for Members
2021 Annual Enrollment Guide
Glossary of Health Coverage and Medical Terms
2021 CDHP/HSA Member Education Webinar 
CPG Client Services
Call (800) 480-9967
Monday to Friday
8:30 AM to 8:00 PM ET
Send a message
Health Advocate
When you need help changing plans, or just getting the most from your coverage
Call (866) 695-8622
24 hours a day, seven days a week
View Health Advocate Brochure
Your Healthcare Benefits for 2021 eLearning Course
CHOOSE
Ready to enroll for 2021?
Visit the enrollment website
Your personalized Annual Enrollment member brochure includes your session dates and individual Client ID number (required to create a new MyCPG Accounts login, if you don't already have one). Use your MyCPG Accounts user name and password to login to the enrollment site.
Annual Enrollment for 2021 health benefits is now closed. Please contact your benefits administrator with any questions.
1 Every group does not offer every plan. Please check with your group administrator for the plans available to you.