2024 Annual Enrollment
Decision Guide for Active Members and
Early Retirees
Keep reading for 2024 plan updates from The Episcopal Church Medical Trust (Medical Trust) and information to help you evaluate health plan options for active employees and pre-65 former employees not eligible for Medicare.
Annual Enrollment for 2024 plan year health benefits is closed. Please contact your benefits administrator for assistance.
NEWS
Health Benefit Announcements
New Vendor: Delta Dental. Action Required!
Delta Dental is our new dental vendor for 2024! If you have dental benefits with Cigna Dental through the Medical Trust, that coverage is going away. You must select a Delta Dental PPO + Premier™ (Delta Dental) option during Annual Enrollment or you will not have dental coverage through the Medical Trust in 2024.
If you are offered but not enrolled in Medical Trust dental benefits but would like coverage in 2024, please make a Delta Dental plan selection.
LEARN
About this year’s selection of Medical Trust plans!
Plan Options
MEDICAL1
General information about health plans
DENTAL1
Delta Dental PPO + Premier plan™ administered by Delta Dental
Info for the Medical Trust's plan offerings
- Summaries of Benefits & Coverage
2024 editions available now - Plan Document Handbooks
2024 editions available now - Summaries of Benefits & Coverage, and Plan Comparison Charts for your own employer group's offerings, are available in the coverage section of the Annual Enrollment site.
EVALUATE
Get help deciding on a Medical Trust plan and navigating the healthcare system.
Questions to consider before choosing a plan
- Has there been a change in your household? For example, did you get married or have a child?
- Has there been a change in your medical situation, or a family member's?
- Is your current health plan being offered in 2024?
- Do you want dental benefits through the Medical Trust in 2024?
- What is your overall health and, based on any medical conditions, the amount of healthcare you expect to need next year?
- Are your doctors and specialists in the new plan’s network?
- Do you need to see out-of-network providers?
- What is the trade-off between your monthly premium and what you pay each time you need care?
Resources for Members
2024 Annual Enrollment Guide
Glossary of Health Coverage and Medical Terms
CPG Client Services
Call (800) 480-9967
Monday to Friday
8:30 AM to 8:00 PM ET
Send a message
Health Advocate
When you need help changing plans, or just getting the most from your coverage
Call (866) 695-8622
24 hours a day, seven days a week
View Health Advocate Brochure
eLearning—Your Healthcare Benefits
A quick guide to healthcare benefits for active employees and the coverage available to you and your family.
Visit the eLearning Library for more!
CHOOSE
Ready to enroll for 2024?
Annual Enrollment for 2024 plan year health benefits is closed. Please contact your benefits administrator for assistance.
1 Every group does not offer every plan. Please check with your group administrator for the plans available to you.
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