2020 Annual Enrollment
Active Members & Early Retirees
Keep reading for 2020 plan updates, and links to additional information that will make it easier to evaluate the health plan options available to you and your family!
Annual Enrollment for active members and early retirees is now closed. Contact your benefits administrator for questions.
New Minimum Deductible Will Apply to Certain CDHPs in 2020
Effective January 1, 2020, members in the Episcopal Church Medical Trust’s Consumer-Directed Health Plan 20 (“CDHP-20”) offerings will see a $100 increase in their annual individual network deductible to $2,800. The family network deductible will remain at $5,450.
This change will apply to members who are enrolled in the following plans, with either single or family coverage:
- Anthem BCBS CDHP-20
- Cigna CDHP-20
- Kaiser CDHP-20
The change results from an IRS increase in the 2020 minimum deductible for high deductible health plans. The change does not apply to members who are enrolled in the Medical Trust’s other CDHPs, which are the Anthem and Cigna CDHP-15 and CDHP-40 plans.
Watch our 2020 CDHP_HSA Member Education Webinar 
for more information.
Behavioral Health Update
Behavioral Health benefits will now be fully integrated into your medical plan. For example, if you are enrolled in an Anthem PPO plan, these benefits will now be provided by Anthem Behavioral Health. See more information about Behavioral Health benefits for:
Plan Options
MEDICAL1
General information about health plans
- Health Benefits 101 - Clergy | Lay
- Plan Types - Clergy | Lay
- Medical Benefits - Clergy | Lay
- Pharmacy Benefits - Clergy | Lay
DENTAL1
Plans administered by Cigna Dental
Info For Your Own Employer Group
Login is required to view:
- Summaries of Benefits & Coverage
2020 editions available now - Plan Document Handbooks
2019 editions available now, 2020 editions coming soon - Plan Comparison Charts
Additional Benefits
Employee Assistance Program
EyeMed Vision Care
Amplifon Hearing Health Care
Factors to Consider
Before choosing a plan, consider:
- Has there been a change in your household? For example, did you get married or have a child?
- Has there been a change in your medical situation, or a family member's?
- Is your current health plan being offered in 2020?
- What is your overall health and, based on any medical conditions, the amount of healthcare you expect to need next year?
- Are your doctors and specialists in the new plan’s network?
- Do you need to see out-of-network providers?
- What is the trade-off between your monthly premium and cost share when accessing care?
Resources for Members
2020 Annual Enrollment Guide
Glossary of Health Coverage and Medical Terms
CPG Client Services
Call (800) 480-9967
Monday thru Friday
8:30AM to 8:00PM ET
Send a message
Health Advocate
When you need help changing plans, or just getting the most from your coverage
Call (866) 695-8622
24 hours a day, seven days a week
View Health Advocate Brochure
Learning Center and eLearning Library
Selecting Coverage
Visit the enrollment website
Your personalized AE member mailing includes your session dates and individual Client ID number (required to create a new MyCPG Accounts login, if you don't already have one). Use your MyCPG Accounts user name and password to login to the enrollment site.
View step-by-step Annual Enrollment website instructionsAnnual Enrollment for active members and early retirees is now closed. Contact your benefits administrator for questions.
1 Every group does not offer every plan. Please check with your group administrator for the plans available to you.
Health benefits are offered through plans maintained by Church Pension Group Services Corporation (doing business as The Episcopal Church Medical Trust), 19 East 34th Street, New York, NY 10016.