2027 Annual Enrollment
Decision Guide for Active Employees and
Early Retirees
The Episcopal Church Medical Trust (Medical Trust) offers medical and prescription coverage to active and pre-65 former employees not eligible for Medicare.
Keep reading to see updates and information that will help you evaluate health plan options.
How to Enroll
Use your MyCPG Accounts email and password to log in during your Annual Enrollment session:
Wednesday, October 14 – Friday, November 6.
The enrollment site will be available beginning October 14.
NEWS
Health benefit announcements
Annual Enrollment (AE) is Going Digital!
AE materials will no longer be mailed to active members and pre-65 former employees in the traditional green envelope. Instead, this year we’ll send the information in digital form.
In early October, you’ll receive your AE information and resources conveniently by email, including links for selecting 2027 benefits.
GLP-1 Coverage Changes and New Weight-Management Vendor
To act as a steward of plan resources on behalf of all participants, the Medical Trust will continue coverage of GLP-1s for the treatment of type 2 diabetes, but not for weight reduction. To support members’ wellness goals, next year we will make Digbi Health's services available at no cost to members.
During and after Annual Enrollment, Quantum Health will be available to answer member questions about GLP-1 coverage.
Additional 2027 Plan Design Changes
To help manage rising costs while maintaining comprehensive benefits, the Medical Trust will implement a range of adjustments for 2027, including the following:
- All plan options, including the PPO 100, will be subject to a deductible.
- For most plan options, network individual deductibles will increase by $500, and network family deductibles will increase by $1,000. Out-of-network deductibles will also increase.
- For most plan options, network individual out-of-pocket (OOP) maximums will increase by $1,500, and network family OOP maximums will increase by $3,000. Out-of-network OOP maximums will also increase.
- Primary care/specialist office visit copays for PPO plan options will increase by $5.
- Primary care office visit copays for Kaiser EPO plan options will increase to $30, and specialist office visit copays, to $45.
- Urgent care copays will increase from $50 to $60 for PPO and EPO plans.
- Rx copayments and coinsurance amounts will increase.
See the 2027 Annual Enrollment Guide for additional details.
LEARN
About this year’s selection of Medical Trust plans
Plan Options
MEDICAL1
General information
- Medical Benefits Overview Clergy | Lay
- Summaries of Benefits and Coverage (SBCs)
- Plan Document Handbooks (2026 handbooks are available now, 2027 handbooks will be available in the new plan year)
- Summaries of Benefits and Coverage (SBCs) for your employer group’s offerings are available in the coverage section of the Annual Enrollment site.
DENTAL1
Delta Dental PPO + Premier plan™ administered by Delta Dental
Visit cpg.org/deltadental to learn more about Delta Dental benefits.
EVALUATE
These factors before choosing a plan
Questions to consider before choosing a plan
- Has there been a change in your household? For example, did you get married or have a child?
- Has there been a change in your medical situation or that of your dependents?
- Is your existing health plan being offered in 2027?
- Do you want dental benefits via the Medical Trust in 2027?
- How is your overall health and how much care do you expect to need next year?
- Are your doctors and specialists in the plan’s network?
- Do you need to see out-of-network providers?
- What is the trade-off between your monthly premium and what you pay each time you need care?
Member Resources
Glossary of Health Coverage and Medical Terms
Quantum Health Annual Enrollment Support
Quantum is available to members enrolled—or eligible to enroll—in a plan that uses Anthem or Cigna networks2 if they need help understanding plan options or choosing the right plan. Simply call 866-871-0629, Monday to Friday, 8:30 AM to 10:00 PM ET.
CPG Client Services
For enrollment and eligibility questions
Call 800-480-9967
Monday to Friday
8:30 AM to 8:00 PM ET
Send a message
eLearning: Your Healthcare Benefits
A quick guide to healthcare benefits for active employees and the coverage available to you and your family.
Visit the Learning Center for more!
1 Every group does not offer every plan. Please check with your group administrator for the plans available to you.
2 Members covered by Kaiser Permanente and by the Hawaii Medical Service Association have comprehensive services as part of their plans and will not use the services of Quantum Health. Neither will members enrolled only in a dental plan (through Delta Dental), a disability policy (through Aflac), and/or the standalone EAP.
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