2020 Annual Enrollment

Active Members & Early Retirees

Keep reading for 2020 plan updates, and links to additional information that will make it easier to evaluate the health plan options available to you and your family!



Annual Enrollment for active members and early retirees is now closed. Contact your benefits administrator for questions.

Other Benefits to Consider


Program and Benefit Announcements

New Minimum Deductible Will Apply to Certain CDHPs in 2020

Effective January 1, 2020, members in the Episcopal Church Medical Trust’s Consumer-Directed Health Plan 20 (“CDHP-20”) offerings will see a $100 increase in their annual individual network deductible to $2,800. The family network deductible will remain at $5,450.

This change will apply to members who are enrolled in the following plans, with either single or family coverage:

  • Anthem BCBS CDHP-20
  • Cigna CDHP-20
  • Kaiser CDHP-20

The change results from an IRS increase in the 2020 minimum deductible for high deductible health plans. The change does not apply to members who are enrolled in the Medical Trust’s other CDHPs, which are the Anthem and Cigna CDHP-15 and CDHP-40 plans.

Watch our 2020 CDHP_HSA Member Education Webinar for more information.

Behavioral Health Update

Behavioral Health benefits will now be fully integrated into your medical plan. For example, if you are enrolled in an Anthem PPO plan, these benefits will now be provided by Anthem Behavioral Health. See more information about Behavioral Health benefits for:


About this year’s selection of Medical Trust plans!

Plan Options


General information about health plans


Plans administered by Cigna Dental

Info For Your Own Employer Group

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Additional Benefits

Employee Assistance Program

Learn more Clergy | Lay

EyeMed Vision Care

View Brochure

Amplifon Hearing Health Care

View Brochure


Get help deciding on a Medical Trust plan and navigating the healthcare system.

Factors to Consider

Before choosing a plan, consider:

  • Has there been a change in your household? For example, did you get married or have a child?
  • Has there been a change in your medical situation, or a family member's?
  • Is your current health plan being offered in 2020?
  • What is your overall health and, based on any medical conditions, the amount of healthcare you expect to need next year?
  • Are your doctors and specialists in the new plan’s network?
  • Do you need to see out-of-network providers?
  • What is the trade-off between your monthly premium and cost share when accessing care?


Resources for Members

2020 Annual Enrollment Guide
Glossary of Health Coverage and Medical Terms

CPG Client Services

Call (800) 480-9967
Monday thru Friday
8:30AM to 8:00PM ET
Send a message

Health Advocate

When you need help changing plans, or just getting the most from your coverage
Call (866) 695-8622
24 hours a day, seven days a week
View Health Advocate Brochure

Learning Center and eLearning Library

Understanding Your Benefits for Clergy | Lay


Ready to enroll for 2020?

Selecting Coverage

Visit the enrollment website

Your personalized AE member mailing includes your session dates and individual Client ID number (required to create a new MyCPG Accounts login, if you don't already have one). Use your MyCPG Accounts user name and password to login to the enrollment site.

View step-by-step Annual Enrollment website instructions

Annual Enrollment for active members and early retirees is now closed. Contact your benefits administrator for questions.

Other Benefits to Consider

Every group does not offer every plan. Please check with your group administrator for the plans available to you.

Health benefits are offered through plans maintained by Church Pension Group Services Corporation (doing business as The Episcopal Church Medical Trust), 19 East 34th Street, New York, NY 10016.

The Episcopal Church Medical Trust Disclaimer