Post-Retirement Health Subsidy
Retired clergy with at least 10 years of credited service under The Church Pension Fund Clergy Pension Plan—and their eligible spouses—receive a monthly subsidy to help offset all or a portion of the cost of purchasing the GMA Premium plan, the GMA Comprehensive plan, and/or dental coverage. Please note that the subsidy can be used only to offset the cost of medical and dental plans offered by The Episcopal Church Medical Trust to retirees.
Subsidy Amounts
Clergy eligible to retire before July 1, 2013 1
| 20+ years credits service | 10 to 19 years credited service | 5 to 9 years credited service |
|---|---|---|
| Equals full cost of the GMA Premium (PPO) Plan | Subsidy reduced by $2 per year of credited service under 20 years | No subsidy |
Clergy NOT eligible to retire before July 1, 2013 2
| 20+ years credited service | 10 to 19 years credited service | 5 to 9 years credited service |
|---|---|---|
| Equals full cost of the GMA Premium (PPO) Plan | Subsidy reduced by 5% per year of credited service under 20 years | No subsidy |
Examples of Subsidy based on 2025 GMA Premium Plan Rates*
|
Years Credited Service |
CPF Subsidy |
Subsidy Amount |
|---|---|---|
|
20+ |
100% |
$431.00 |
|
19 |
95% |
$409.45 |
|
18 |
90% |
$387.90 |
|
17 |
85% |
$366.35 |
|
16 |
80% |
$344.80 |
|
15 |
75% |
$323.25 |
|
14 |
70% |
$301.70 |
|
13 |
65% |
$280.15 |
|
12 |
60% |
$258.60 |
|
11 |
55% |
$237.50 |
|
10 |
50% |
$215.50 |
*Assuming NOT eligible to retire before July 1, 2013.
Please note that you are responsible for certain expenses, up to annual out-of-pocket maximums, under each plan. Prescription drug costs, plan premiums, and cost share for services not covered by Medicare do not count toward annual out-of-pocket maximums.
Compare benefits and out-of-pocket costs for the GMA Comprehensive (PPO) and GMA Premium (PPO) plan options.
Compare dental plan options.
Please note: Some dioceses subsidize all or a portion of the monthly premium costs. Check with your diocese to determine your actual costs for each plan.
1 Clergy participants—and their eligible spouses or surviving spouses—who:
- retired prior to July 1, 2013, or
- were eligible to retire as of June 30, 2013 but chose to retire at a later date.
2 Clergy participants who retire(d) on or after July 1, 2013 (and who were not eligible to retire as of June 30, 2013) and their eligible spouses or surviving spouses.
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