Annual Enrollment

As a retiree of the Episcopal Church, once you enroll in a Medical Trust Medicare Supplement Health Plan, your plan choice remains in place for the entire year. You are allowed to make a new plan selection for the following year during our annual Annual Enrollment period in the fall (which coincides with Medicare's Open Enrollment Period).

You may only change your election during the benefit year if you have a significant life event and you notify your group/diocesan administrator or the Medical Trust of your election change within 30 days of that event. For more information on significant life events, see our Medicare Supplement Handbook.

Annual Enrollment (usually October to December) provides an opportunity to consider your current Medicare Supplement Health Plan, compare your plan choices, and select the one that best meets your healthcare and financial needs for the coming year.

2021 Annual Enrollment

Annual Enrollment for 2021 health benefits is now closed. Please contact your benefits administrator with any questions.

Use our online system to verify and make any changes to your coverage. The online system is easier and faster to complete than hard copy forms that must be completed and mailed. However, if you do not have computer access, or prefer assistance, please call our Client Services representatives at (800) 480-9967,
 Monday – Friday, 8:30 AM to 8:00 PM ET (excluding holidays).*

Are You Under Age 65?

If you are under age 65 and qualify under the Medical Trust's eligibility rules,* you can continue your healthcare coverage at your own expense until you turn 65 and are eligible for Medicare. If your former employer participates with the Medical Trust, you have access to the health and dental plans offered by your former employer at the same group rates. Access your plans and open enrollment information here.

* Check with your group or diocesan administrator for eligibility requirements, or to inquire if your former group or employer contributes to the cost of their retirees' premiums.

Changing Your Coverage?

If you are considering changing Medicare Supplement Health Plans for the coming year, we encourage you to review our Medicare Supplement Handbook, which has worksheets to help you find the best plan to meet your needs. You may also compare plan costs at Compare Plans.

No Changes?

If you have no changes to your medical or dental coverage for next year, then you will not need to take any action during Annual Enrollment. Your plan coverage will remain the same. However, we do encourage you to go online to review your personal and dependent information annually, and make any needed corrections to your contact information.


Call our Client Services call center at (800) 480-9967 Monday – Friday, 8:30 AM to 8:00 PM ET (excluding holidays). Email:  

Go to the Medicare Supplement information on our website.


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