Medical Benefit Summary
The Medical Trust offers a selection of comprehensive healthcare benefit options nationwide.1
Designed to offer different benefits coverage and budget options, many of our plans offer the following benefits:
We offer medical care benefits with a selection of plan types that offer different deductible and cost options.
Your health plan includes a pharmacy benefit that allows you to fill your prescriptions through retail pharmacies or a home delivery pharmacy. (In certain cases, home delivery is required for maintenance medications.)
Effective January 1, 2023, the Medical Trust is introducing new prescription drug plan cost sharing for Express Scripts and Kaiser plan members.
All Medical Trust health plans include behavioral health benefits for individual and family emotional, substance use disorder, and mental health needs.
Good dental hygiene is an important part of your overall well-being. If you have dental insurance, make sure to schedule regular cleanings to ensure the health of your teeth, gums and mouth.
Your health plan includes additional benefits for vision and hearing. We also provide assistance services that offer help when you travel, if you have questions or need help with medical care or benefits, and help with emotional, physical, family or legal needs.
If you are retired, please go to the retiree section for information about your benefits.
1 There are some variations in the plans offered. Check with your employer for the health plans available to you.