Requesting Your Pension Benefits
In general, you must file an application with CPF about three months before the date you want to retire. However, there is one application filing exception, noted below. As part of the application process, you may choose your form of payment and designate a beneficiary.
Before completing a retirement application, CPF recommends that you arrange a meeting with your canonical bishop (or, in your bishop’s absence, the Ecclesiastical Authority) to discuss your retirement plans and anticipated retirement date.
Important note: You should obtain the signature of your canonical bishop (or, in his or her absence, the Ecclesiastical Authority of the diocese where you are canonically resident) on your application for retirement. Your canonical bishop’s signature does not necessarily have to be submitted at the same time as your own signature on the retirement application (and the option election form, if applicable), but it does need to be submitted before you can commence receipt of your pension. If you are age 72, or are deposed or removed, your canonical bishop’s signature is not required.
CPF must receive your completed application to retire prior to your anticipated retirement date in order for Client Services to process your retirement for that date. Retroactive retirements are not generally permitted.
Application filing exceptions: CPF recommends that you file a retirement application to ensure that you select the payment option that meets your needs and, if you desire, designate a beneficiary to receive a benefit following your death. Please note, however, that CPF will automatically begin pension payments once you reach the Mandatory Church Retirement Age (age 72) even if you do not complete a retirement application.
See When Your Pension Benefits Begin for more information about this situation. If CPF does not receive a completed retirement application on time, your pension benefit will be based on the normal form of payment and your marital status in CPF’s records at that time. If you want to choose your form of pension payment and/or designate a beneficiary, we encourage you to contact our Client Services group at least three months before you turn age 72.