Protect Your Benefits
Your retirement benefits are calculated using your years of Credited Service and your Highest Average Compensation. It’s critical that information about your credited service, assessments, compensation, and position is current and accurate.
In addition, it’s important that we have current personal information when preparing estimates or when calculating pension benefits. In the event of your death, up-to-date information regarding your spouse, children, and any other beneficiaries will ensure that we pay benefits correctly and quickly. Without current information, you or your loved ones may lose out on benefits, or the payment of benefits may be delayed.
Critical Information You Should Keep Current
Credited Service and Assessments
Credited Service is earned only for months in which the full monthly assessment is paid. Additionally, compensation during any period that assessments were not paid will not be included in the Highest Average Compensation calculation. Because your final monthly pension benefit is based on your Highest Average Compensation and Credit Service, non-payment of monthly assessments may impact your pension benefit.
If your employer has not paid your assessment and you are in danger of not receiving your full Credited Service for the year, you will be notified by The Church Pension Fund (CPF).
You receive an Annual Statement from The Church Pension Fund. It reports your compensation for the year, and the information we had at the time it was created for your Highest Average Compensation and Credited Service.
You can view your current Highest Average Compensation and Credited Service, and access your most recent Annual Statement in the Pension Plan section of your MyCPG Accounts profile. Notify us immediately if there is an error.
Compensation and Position
Be sure that we have information about your current position. This will ensure that we bill the correct employer for your assessments and have accurate information for your Credited Service.
You can view your current employer information on MyCPG Accounts. If you have changed jobs or if there has been a change in your compensation or your duties, ask the administrator to update your information in My Admin Portal (MAP) or submit the Employment Change Form.
Make sure we have your current contact information so that you will receive notifications. Update your address, phone number, and email address conveniently online by logging in to your MyCPG Accounts and clicking "Personal Information".
Marriage and Children
- Learn how marriage and divorce may impact your pension benefit at Survivor's Benefits
- Name your spouse and children as beneficiaries of your retirement savings plan with Fidelity Investments
A Qualified Domestic Relations Order (QDRO) gives your former spouse the right to receive all or a portion of your pension benefits. A QDRO has tax and legal benefits – discuss this with your lawyer.
- Learn how a QDRO can be used to split DB pension benefits. See Splitting Your Pension Upon Divorce - Clergy DB
- Get your QDRO approved by Fidelity Investments if you have a retirement savings plan. See QDRO Procedures and Model - RSVP & Lay DC Plan for details.
- We cannot provide information regarding your pension benefits to a third party unless you execute a Consent Form.
Report Errors and Changes Immediately
Make changes to your through MyCPG Accounts. Simply log in and click “Personal Information”.
For assistance, call Client Services:
Monday – Friday
8:30AM – 8:00PM ET