Eligibility for Disability Payments
If you are disabled before you retire and prior to age 65, you may be eligible to receive disability payments from the Plan.
- You must be an Active member in the Plan; and
- You must file a written application for disability payments with the Plan Administrator; and
- CPF’s Medical Board, designated as Zurich, must certify that you are disabled (as defined below).
You will be considered disabled under the Plan if you are unable to engage in substantial gainful activity by reason of any medically determinable physical or mental impairment that can be expected to result in death or be of long, continued, and indefinite duration, as determined by Zurich. From time to time, you may be required to submit documents confirming your continuing disability to Zurich. In order to continue to receive disability payments, CPF reserves the right to require that you receive or undergo appropriate treatment as determined by an appropriate provider.