Directors' & Officers' Employment Practices Liability Protection

What Is Directors' & Officers Employment Practices Liability?

  • Guards against civil suits for “wrongful acts”
  • Protects the actions of clergy, church officers and vestry and chapter members on behalf of the church
    • Also covers boards and leaders of church-related institutions
    • Some policies cover employees and volunteers
  • Also covers Employment Practices Liability, including:
    • Sexual harassment
    • Discrimination
    • Wrongful termination
  • Available if your institution is covered by the Pinnacle Policy

What Is A Wrongful Act?

  • An act committed or wrongfully attempted
  • An error
  • An omission
  • A misstatement
  • A misleading statement
  • Neglect
  • A breach of duty

For employment practices liability, a wrongful act can also be:

  • Wrongful termination
  • Discrimination
  • Harassment
  • Civil rights violation


Timing is crucial.

  • The date of the occurrence must be after the policy's retroactive date1
  • The claim must be filed during the policy's term

1The retroactive (“retro”) date is the date the policy became effective, unless an earlier date was negotiated.  

This is a summary of the coverage provided by The Church Insurance Companies1. The actual insurance policy or certificate should be consulted for complete details of coverage. In the event that the information on this web page conflicts with the actual insurance policy, the actual insurance policy shall govern.

1The Church Insurance Company of Vermont, The Church Insurance Company, and The Church Insurance Agency Corporation. 

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