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Mandatory Retirement

Clergy are required to retire when they reach age 72, per the Constitution and Canons of the Episcopal Church, Title III, Canon 9, Section 7 (2009).

If You Are Working in the Church

Until you reach age 72, you are eligible to earn Credited Service (CS) under the Clergy Pension Plan, provided you are not receiving a retirement benefit from the Clergy Pension Plan and your employer pays assessments on your compensation.

  • The calculation for the monthly retirement benefit will use the Normal Retirement formula.
  • If you continue to work in the Episcopal Church after age 72, your employer will not be billed for pension assessments, and you will not earn additional Credited Service under the Clergy Pension Plan.

If You Are Not Working in the Church

If you are not earning Credited Service and have not begun receiving a pension benefit from the Clergy Pension Plan, CPF is required to begin payment of your retirement benefit on April 1 of the year following the year in which you attain age 70½. For example, if you turn 70½ in November, 2015 and are not receiving a pension benefit by April 1, 2016, CPF is required to begin payment of your pension benefit on April 1, 2016.

  • If you do not elect a payment option to provide a future benefit for your spouse or a named beneficiary, your monthly pension benefit will be determined using the normal pension calculation and the standard surviving spouse payment option if you are legally married.
  • Once payments begin, you cannot change the payment option. Contact Client Services at least three months after your 70th birthday to ensure that the payment option selected meets your needs.

Contact Client Services at (866) 802-6333, Monday - Friday, 8:30AM - 8:00PM ET (excluding holidays) for more information.

The information on this page relates only to clergy serving in the United States. If you serve in a non-domestic diocese, please contact Client Services for details about your benefit.

 

Pensions Disclaimer

Right Rail

Clergy Pension Plan Revisions

The Church Pension Fund has announced revisions to the Clergy Pension Plan and related benefits expected to be effective January 1, 2018.

Learn more

If you are planning on retiring in 2017 or 2018, contact CPG to schedule a retirement discussion at
(866) 802-6333
Monday - Friday
8:30AM - 8:00PM ET
(excluding holidays).