Long-Term Disability Plan

For premium amounts, please see Disability Premiums.

Benefit Reductions

Benefits provided under the long-term disability insurance policy are subject to restrictions and limitations.

Coverage Conversion

Long-Term Disability Insurance is portable, as long as the employee has been insured for at least 12 months. Any insured employee whose employment is terminated, and who wishes to continue coverage, and who wishes to continue coverage, may be able to convert the policy directly through Zurich American Life Insurance Company (Zurich).  The Application for Conversion of Group Long-Term Disability Insurance must be received by Zurich within 30 days of the employee's termination date.

To learn more:

To enroll your institution, call Client Services at (855) 215-5990, Monday – Friday, 8:30AM – 8:00PM ET (excluding holidays), or Email us.

1As of 1/1/2016


Policy Number: CNYEX01112
Disability Insurance Disclaimer