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Cost of Supplement Plans

The per-person monthly costs to retired clergy and lay employees are shown below.  The clergy costs are shown separately for clerics who retire or are eligible to retire prior to July 1, 2013 and those who retire after July 1, 2013.

Clergy

Eligible Clergy Pension Plan beneficiaries with at least 10 years of credited service receive a monthly Medicare Supplement Health Plan subsidy to help cover the cost of purchasing a Medicare Supplement Health Plan.1 The Medicare Supplement Health Plan subsidy is increased each year, and reaches the full amount when the cleric has 20 years of credited service.

The table below shows the cost to the retired clergy (per person) after the Medicare Supplement Health Plan subsidy. Some dioceses subsidize all or a portion of the Medicare Supplement monthly cost owed by retired clergy.

Plan costs for eligible clergy who retire on or after July 1, 2013 and are not eligible to retire2 prior to July 1, 2013:

2017 Plan Costs

Years of
Credited Service
Monthly Plan Cost Per Person

 

Comprehensive Plan
Plus Plan
Premium Plan
1-4 Not eligible to participate in a Medicare Supplement Health Plan Not eligible to participate in a Medicare Supplement Health Plan Not eligible to participate in a Medicare Supplement Health Plan
5-9 $340.00 $465.00 $540.00
10 $170.00 $295.00 $370.00
11 $153.00 $278.50 $353.00
12 $136.00 $261.00 $336.00
13 $119.00 $244.00 $319.00
14 $102.00 $227.00 $302.00
15 $85.00 $210.00 $285.00
16 $68.00 $193.00 $268.00
17 $51.00 $176.00 $251.00
18 $34.00 $159.00 $234.00
19 $17.00 $142.00 $217.00
20 or more $0.00 $125.00 $200.00

2018 Plan Costs

Years of
Credited Service
Monthly Plan Cost Per Person

 

Comprehensive Plan
Plus Plan
Premium Plan
1-4 Not eligible to participate in a Medicare Supplement Health Plan Not eligible to participate in a Medicare Supplement Health Plan Not eligible to participate in a Medicare Supplement Health Plan
5-9 $355.00 $485.00 $570.00
10 $177.50 $307.50 $392.50
11 $159.75 $289.75 $374.75
12 $142.00 $272.00 $357.00
13 $124.25 $254.25 $339.25
14 $106.50 $236.50 $321.50
15 $88.75 $218.75 $303.75
16 $71.00 $201.00 $286.00
17 $53.25 $183.25 $268.25
18 $35.50 $165.50 $250.50
19 $17.75 $147.75 $232.75
20 or more $0.00 $130.00 $215.00

 

Plan costs for participants who have retired, or are eligible to retire2 prior to July 1, 2013:

2017 Plan Costs

Years of Credited Service Monthly Plan Cost Per Person
 

Comprehensive Plan

Plus Plan Premium Plan
1-4 Not eligible to participate in a Medicare Supplement Health Plan Not eligible to participate in a Medicare Supplement Health Plan Not eligible to participate in a Medicare Supplement Health Plan

5-9

$340.00 $465.00 $540.00
10 $20.00 $145.00 $220.00

11

$18.00 $143.00 $218.00
12 $16.00 $141.00 $216.00
13 $14.00 $139.00 $214.00
14 $12.00 $137.00 $212.00
15 $10.00 $135.00 $210.00
16 $8.00 $133.00 $208.00
17 $6.00 $131.00 $206.00
18 $4.00 $129.00 $204.00
19 $2.00 $127.00 $202.00
20 or more $0.00 $125.00 $200.00

2018 Plan Costs

Years of Credited Service Monthly Plan Cost Per Person
 

Comprehensive Plan

Plus Plan Premium Plan
1-4 Not eligible to participate in a Medicare Supplement Health Plan Not eligible to participate in a Medicare Supplement Health Plan Not eligible to participate in a Medicare Supplement Health Plan

5-9

$355.00 $485.00 $570.00
10 $20.00 $150.00 $235.00

11

$18.00 $148.00 $233.00
12 $16.00 $146.00 $231.00
13 $14.00 $144.00 $229.00
14 $12.00 $142.00 $227.00
15 $10.00 $140.00 $225.00
16 $8.00 $138.00 $223.00
17 $6.00 $136.00 $221.00
18 $4.00 $134.00 $219.00
19 $2.00 $132.00 $217.00
20 or more $0.00 $130.00 $215.00

Lay Employees

Monthly costs for eligible retired lay employees are shown below. Lay employees with 4 years or less of credited service are not eligible.

 

 
Comprehensive Plan
Plus Plan
Premium Plan
2017 Monthly Cost Per Person:
With prescription drug benefit
$340
$465
$540
Without prescription drug benefit $195 $230 $280
2018 Monthly Cost Per Person:
With prescription drug benefit
$355
$485
$570
Without prescription drug benefit $200 $235 $290

1The Church Pension Fund plans to continue to provide the Medicare Supplement Health Plan subsidy. However, given the rising cost of medical care, coupled with the uncertainty regarding the structure of Medicare in the future, this should not be viewed as a guarantee of a Medicare Supplement Health Plan subsidy in perpetuity.

2 To be eligible to retire prior to July 1, 2013, a cleric must meet the requirements of a 55/30, 60/5, 65/5 or disability retirement under The Church Pension Fund Clergy Pension Plan on or prior to June 30, 2013.

Health benefits are offered through plans maintained by Church Pension Group Services Corporation (doing business as The Episcopal Church Medical Trust), 19 East 34th Street, New York, NY 10016.

The Episcopal Church Medical Trust Disclaimer

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