To adequately insure your property, you need to know its value. Otherwise, your policy may not fully replace what's been lost or damaged, if and when you make a claim. Find out how we can help you with appraisals.
Yes, Canon law requires Fidelity Liability Insurance. This type of insurance protects your church against dishonesty, fraud and forgery both from those within your church community and people outside your parish.
We advise that any group holding an activity at your church provide evidence of insurance with a certificate of liability. In addition, an outside group using Church property should typically be a nonprofit organization (e.g. Boy Scouts, AA, etc.)
For groups leasing space from the church:
The group should name the church as an additional insured on their insurance policy
Leases should include a “hold harmless provision” between the two parties
Your church and the group should create an agreement regarding maintenance and housekeeping responsibilities, along with noting any restrictions and hazards
Your church should complete a safety checklist before leasing your property
Your church should check with your diocese regarding approval for leases over one year
The Church Insurance Companies consists of two wholly owned, non profit subsidiaries of the Church Pension Group (CPG). Operations include the Church Insurance Agency Corporation, which acts as the insurance agent of the Episcopal Church, and a single parent captive property and casualty insurance companies: The Church Insurance Company of Vermont.
Yes, flood coverage is automatically included for all participants up to the insured building limit as part of our property and casualty policy. There is no additional charge for this important coverage.
Yes, an additional $1,000,000 minimum limit of Fine Arts coverage is automatically included for all participants as part of our property and casualty policy. There is no additional charge for this important coverage.