Dental Benefits

Good dental health is crucial for your overall health. Medicare-eligible retirees and their eligible spouses and dependents may choose from three dental plans. All three of our dental plans stress preventive care and early intervention.

Dental benefits are not included in Medicare, our Medicare Supplement Health Plans (effective through December 31, 2021), or Group Medicare Advantage Plans (effective January 1, 2022) and must be purchased separately. 

The plans include:

All three plans offer preventive care and three checkups annually with no cost to you when you use network providers. Out-of-network providers may bill you for the amount not covered by the plan.

If you are under age 65, you and your dependents may choose to enroll in a dental plan through your former employer. Contact your former group's benefits administrator to determine which plans, if any, are available to you.

For detailed descriptions of our three dental plans, download our Cigna Dental Handbook.

Cigna Dental Modernization

To ensure that members have high-quality, comprehensive dental benefits, the Medical Trust has reviewed and modernized its dental plan offering with Cigna.

Effective January 1, 2022, the Medical Trust’s Cigna Dental plans will include coverage for Exparel, a long-lasting, non-opioid pain management medication for patients having oral surgery. Unlike systemic medications, Exparel works directly at the surgical site to numb nerves that cause pain; it is not a narcotic, and it is not addictive.

In addition, the Medical Trust is reclassifying osseous surgery, currently considered a Major Restorative Service, as a Basic Restorative Service for all its Cigna Dental plan offerings. This means that the Medical Trust’s Cigna Dental plans will reimburse these services at a higher rate starting in 2022.

 

Cigna Website

Access all your dental health benefits in one place. Go to myCigna.com and register/login.

 

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