Medicare Supplement Summary
Although Medicare Part A and Part B provide coverage for medically necessary health services, you may wish to enhance that health insurance with a Medicare Supplement Health Plan. The Episcopal Church Medical Trust Medicare Supplement Health Plans help eligible retirees pay many out-of-pocket expenses, such as copayments, coinsurances, and deductibles. The plans also pay for some services not covered under Medicare.
We offer three Medicare Supplement Health Plans:
These plans are also available without prescription drug coverage for eligible retirees who enroll directly with Medicare for Part D prescription coverage.
Medicare is mailing new Medicare cards beginning April 1, 2018, through April 1, 2019. The new cards will no longer include the Health Insurance Claim Number (HICN) containing individuals’ Social Security numbers. Instead, a new Medicare Beneficiary Identifier (MBI) number will be assigned to each individual.
Please note: UnitedHealthcare does not use Social Security numbers or HICNs on its ID cards. The UnitedHealthcare ID cards will not change.
Beneficiaries who have both Medicare and UnitedHealthcare plans will see the change on their Medicare card, but their UnitedHealthcare card will not change.
The new ID cards will help:
- Address the risk of medical identity theft;
- Safeguard taxpayer dollars;
- Comply with Section 501 of the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA), which mandates the removal of the Social Security number-based HICN from Medicare cards; and
- Strengthen security for Medicare members by using an ID number that does not contain the member’s Social Security number.
Medicare beneficiary impact
Medicare beneficiaries who have a Medicare card will see the new number used on Medicare-related documents. The new Medicare numbers won’t change Medicare benefits. People with Medicare may start using their new Medicare cards as soon as they get them.
Medicare card mailing schedule
Medicare will begin mailing new Medicare cards in waves by geographic location and other factors. Starting in April 2018, Medicare enrollees will be able to check the status of card mailings in their area on Medicare.gov.
Beneficiaries should use the new card once they receive it. Effective Jan. 1, 2020, only the new card will be usable.
Access the Medicare.gov site for more information regarding the new Medicare cards.
Medicare will never initiate calls about your new card, or ask to verify information over the phone! Learn more.
All Medicare Supplement Health Plans include, at no additional cost to you:
- Vision Benefits for an annual eye examination and prescription eyeglasses or contact lenses
- Hearing Benefits for purchasing and maintaining hearing aids
- SilverSneakers® providing access to workouts, fitness instruction and other benefits.
- Travel Medical Protection to help with healthcare costs outside the U.S. and other services when traveling at least 100 miles from your primary residence
- Employee Assistance Program providing mental health information, resources, and referrals
- Health Advocate to help you navigate the healthcare and insurance systems
In addition, we offer three dental plans.
You can read detailed information about each supplement plan here:
- 2019 Medicare Supplement Handbook (also see the 2018 Medicare Supplement Handbook)
- Medicare Supplement Fact Sheet - Retirement Dates BEFORE July 1, 2013
- Medicare Supplement Fact Sheet - Retirement Dates AFTER July 1, 2013
Are you under age 65?
Retirees under age 65 who qualify under the Medical Trust's eligibility rules* can continue their active healthcare coverage at their own expense until they turn age 65 and are eligible for Medicare.
- If your former employer participates with the Medical Trust and you meet the eligibility rules, you have access to the health and dental plans offered by your former employer at the same group rates.
For plan and enrollment information, click here.
* Check with your group or diocesan administrator for eligibility requirements, or to inquire if your former group or employer contributes to the cost of their retirees' premiums.
Health benefits are offered through plans maintained by Church Pension Group Services Corporation (doing business as The Episcopal Church Medical Trust), 19 East 34th Street, New York, NY 10016.
Unless otherwise noted, websites referenced herein that are outside the www.cpg.org domain are not associated with The Church Pension Fund and its affiliates (collectively, the Church Pension Group) and the Church Pension Group is not responsible for the content of any such websites.