Your Pension

Now that you are receiving your pension benefits, make sure that you understand the benefits you may be entitled to as a participant in the Clergy Pension Plan.

Clergy Pension Plan. Benefits available to eligible participants include:

  • Monthly Pension Benefit
  • Survivor's Benefits
  • Resettlement Benefit

See A Guide to Clergy Benefits for more information (also available in Español).

Group Life Insurance. Clerics receiving a pension benefit may be eligible for a group life insurance benefit from CPF. Should you die after you retire, your beneficiary will receive a benefit equal to four times your highest average compensation, with a minimum value of $10,000, and a maximum value of $50,000. See Group Life Insurance for details.

Medicare Supplement Health Plan. Eligible retirees and their eligible spouses can purchase a Medical Trust Medicare Supplement Health Plan to supplement the coverage available through Medicare. CPF provides a subsidy for eligible retired clergy and their eligible spouses toward the cost of these plans.

For more complete information on your pension benefits, see Clergy Pension Benefits or A Guide to Clergy Benefits. Please know that you can always call Client Services at (866) 802-6333, Monday — Friday, 8:30AM — 8:00PM ET (excluding holidays) if you have any questions.


Tips & Resources - Your Pension
  • When you retired, you selected benefit options impacting pension benefits to your surviving spouse or eligible beneficiaries. These decisions are irrevocable.
  • If you marry in retirement, you have the opportunity to provide a benefit for your new spouse by reducing your pension. There is a 180-day window after your marriage to take advantage of this opportunity. See Life Event Changes for details.
  • If you are considering working after you begin receiving a pension benefit, make sure that you understand the Clergy Pension Plan Working While Pensioned guidelines. If you work after retirement in the Episcopal Church, there is a limit to the income you can earn while receiving a pension benefit. Exceeding the limits may impact your pension benefit and healthcare benefits. For more information, see Working While Pensioned.
  • Working in retirement may impact your social security benefit. See this Social Security Administration brochure for information about income thresholds and their impact on your social security benefit.
  • In retirement you no longer earn years of Credited Service (CS). So while you continue to celebrate Ordination Anniversaries, you are not increasing your benefits or years of CS with CPG.
  • You can always view information about your individual pension, retirement savings, medical benefits, and life insurance at MyCPG Accounts.


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