To adequately insure your property, you need to know its value. Otherwise, your policy may not fully replace what's been lost or damaged, if and when you make a claim. Find out how we can help you with appraisals.

Yes, Canon law requires Fidelity Liability Insurance. This type of insurance protects your church against dishonesty, fraud and forgery both from those within your church community and people outside your parish.

We advise that any group holding an activity at your church provide evidence of insurance with a certificate of liability. In addition, an outside group using Church property should typically be a nonprofit organization (e.g. Boy Scouts, AA, etc.)

For groups leasing space from the church:

• The group should name the church as an additional insured on their insurance policy
• Leases should include a “hold harmless provision” between the two parties
• Your church and the group should create an agreement regarding maintenance and housekeeping responsibilities, along with noting any restrictions and hazards
• Your church should complete a safety checklist before leasing your property
• Your church should check with your diocese regarding approval for leases over one year

For more information, please review our Tips for Hosting Outside Groups.

Child molesters need access to children and privacy. Anyone with a key to the building has access to it 24/7 and therefore has access to children whenever they are in the building. Similarly, anyone with a key has privacy. A person can enter the building with a child when no one else is in the building or even if other people are present, they may be able to enter the building without being seen. And, a person with a key may have access to locked portions of the building.