Employment Practices Liability Insurance
Employment practices liability insurance protects your organization against claims made by employees, former employees, or potential employees, including discrimination, wrongful termination of employment, sexual harassment, and other employment-related allegations.
When it comes to Church employment, there are often gray areas.
In many churches, there is no such things as human resources, annual reviews, or even job descriptions.
When things go wrong, it can lead to claims for wrongful termination; allegations of discrimination, bias or a violation of civil rights; or accusations of harassment, intimidation, or retaliation.
Wrongful employment practice claims can hurt morale, damage reputations, and disrupt operations, not to mention the significant financial cost of a claim.
Employment practices liability insurance covers the following:
- Wrongful termination
- Allegations of discrimination
- Misrepresentation of the terms of employment to a job applicant
- Libel, slander, and defamation
- Failure to employ
- Deprived opportunity
- Wrongful evaluation or demotion
- Wrongful discipline
- Failure to enforce policy
- Violation of civil rights