Supplemental Group Life Insurance

What Is Supplemental Group Life Insurance?

Supplemental Group Life Insurance is a voluntary benefit that provides additional coverage to lay employees and their eligible dependents. Coverage is provided at group rates and you, the employee, pay 100% of the premium. Supplemental life insurance is available through employer-provided group life plans when you are hired and during periodic enrollment opportunities.

What Coverage Is Available?

The figures below reflect the minimum and maximum coverage levels available to each eligible individual:

  • You, the employee:  $50,000 to $500,000
  • Your spouse/domestic partner:  $30,000 to $240,000
  • Your eligible children:  $10,000 each

Coverage is reduced by 50% at age 65 and terminates at age 70.

Who Is Eligible?

  • Lay employees who participate in Group Life Insurance and are under the age of 64
  • Your spouse/domestic partner
  • Your child(ren), who is:
    • Under the age of 19
    • A full-time student under the age of 25, or
    • Permanently disabled

The employee must purchase a policy for him/herself in order to be able to purchase a policy for his/her spouse or children.

Life insurance and annuities are offered by or through Church Life Insurance Corporation, 19 East 34th Street, New York, NY 10016.