Compare Plans - Retirement Before July 1, 2013
Following is information about the Comprehensive, Plus, and Premium Medicare Supplement Health Plans offered by the Medical Trust for participants who retired, or are eligible to retire1 prior to July 1, 2013.
If you retire on or after July 1, 2013 and are not eligible to retire prior to July 1, 2013, see plan comparisons.
With each plan, you are responsible for some out-of-pocket expenses, up to certain annual out-of-pocket maximums. Please note that your vision care, prescription drug retail deductible, and copayments do not count toward the annual out-of-pocket maximums.
Compare your out-of-pocket costs for all three plans.
Your Monthly Costs
Click on the links below to view your monthly costs if you decide to purchase one of the Medicare Supplement Health Plans. These are your costs after any Medicare Supplement Health Plan subsidy from CPF2 has been applied.
Eligible clergy beneficiaries of The Church Pension Fund Clergy Pension Plan receive a monthly Medicare Supplement Health Plan subsidy to help cover the cost of purchasing a Medicare Supplement Health Plan. Retired clerics with at least 10 years of credited service—and their eligible spouses—are eligible for the Medicare Supplement Health Plan subsidy. The subsidy increases with each year of service, starting with $335 per month at 10 years and increasing to $355 per month at 20 years of service for 2018.
If you are eligible for the Medicare Supplement Health Plan subsidy and opt to enroll in a non-drug Medicare Supplement Health Plan alongside Medicare Part D coverage, you may use the subsidy toward the cost of a Medical Trust dental plan. Note: The Medicare Supplement Health Plan subsidy can only be applied to a Medical Trust plan; it is never paid directly to you.
Please note: Some dioceses subsidize all or a portion of the above costs. Check with your diocese to determine your actual costs for each plan before making your selection.
- The Prescription Drug Benefit information is only applicable to the Medicare Supplement Health Plans with the pharmacy benefit option.
- This vision information describes the network benefit. See the plan's Summary of Benefits and Coverage for details about out-of-network vision benefits.
- Vision copayments and the prescription drug copayments do not apply to the annual out-of-pocket maximum.
1 To be eligible to retire prior to July 1, 2013, a cleric must have met the requirements of a 55/30, 60/5, 65/5 or disability retirement under The Church Pension Fund Clergy Pension Plan on or prior to June 30, 2013.
2 The Church Pension Fund (CPF) plans to continue to provide the Medicare Supplement Health Plan Subsidy. However, CPF must maintain sufficient liquidity and assets to pay its pension and other benefit plan obligations. Given uncertain financial markets and their impact on assets, CPF has reserved the right, in its discretion, to change or discontinue providing a Medicare Supplement Health Plan Subsidy.