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Medical Plans

The Medical Trust offers healthcare benefits to seminarians. The available plans are summarized below.

Aetna Health Fund

Annual Deductibles
Combined Network and Non-Network: $2,500 Individual, $5,000 Family  

Annual Out-of-Pocket Maximums
(excludes deductible) 
Combined Network and Non-Network: $15,000 Individual, $30,000 Family

Health Fund Account1
$500 Individual, $1,000 Family

Lifetime Benefit Maximum
(includes all other maximums)
None

Empire BCBS 75/50 PPO Plan

Annual Deductibles
Network: $900 Individual, $1,800 Family  
Non-Network: $1,800 Individual, $3,600 Family

Annual Out-of-Pocket Maximums
(excludes deductible) 
Network: $3,200 Individual, $6,400 Family 
Non-Network: $6,400 Individual, $12,800 Family

Inpatient Hospital Copayment
$100 per day, not to exceed $600 per admission

Lifetime Benefit Maximum
(includes all other maximums)
None

1The Health Fund Account is an amount of $500 per individual/$1,000 per family per plan year, which pays 100% of the first $500/$1,000 in covered healthcare costs that you and/or your family incur. You will be reimbursed for deductibles and copayments up to $500 for each individual and $1,000 for a family of 2 or more.

Health benefits are offered through plans maintained by Church Pension Group Services Corporation (doing business as The Episcopal Church Medical Trust), 19 East 34th Street, New York, NY 10016.

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