Eligibility for Disability Payments
If you are disabled before you retire and prior to age 65, you may be eligible to receive disability payments from the Plan.
- You must be an Active member in the Plan; and
- You must file a written application for disability payments with the Plan Administrator; and
- CPF’s Medical Board, designated as American Family Life Assurance Company of New York (Aflac), must certify that you are disabled (as defined below).
You will be considered disabled under the Plan if you are unable to engage in substantial gainful activity by reason of any medically determinable physical or mental impairment that can be expected to result in death or be of long-continued and indefinite duration, as determined by Aflac. From time to time, you may be required to submit documents confirming your continuing disability to Aflac. In order to continue to receive disability payments, CPF reserves the right to require that you receive regular and appropriate care as determined by a qualified health care provider.