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Common Questions

When should I start planning for retirement?

It's never too soon to start planning for retirement. The earlier you start saving, the more money you should have when you need it.

How can I determine what my pension benefit will be?

Defined Contribution Plan:

Your pension benefit depends on the amount of money in your account when you retire. The more you contribute, the more money you will have at retirement.

Defined Benefit Plan:

To request an estimate:

  • Call (800) 223-6602
  • Fax a request to (877) 432-9274 or
  • Email us  

When can I retire?

Defined Contribution Plan:

Beginning at age 59-½, you may receive penalty-free distributions from the plan. You may be eligible to receive a distribution from the plan earlier, although early withdrawal penalties may apply. Review Social Security's retirement planning resources to determine when you will be eligible for full retirement benefits from the Federal government.

Defined Benefit Plan:

Normal retirement begins at age 65. You can retire as early as age 55, although your pension benefits will be reduced.

What resources are available to help me plan for my retirement?

The Church Pension Fund offers a variety of retirement planning resources, including:


Unless otherwise noted, websites referenced herein that are outside the www.cpg.org domain are not associated with The Church Pension Fund and its affiliates (collectively, the Church Pension Group) and the Church Pension Group is not responsible for the content of any such websites.

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