Eligibility & Enrollment
If you work for an Episcopal institution for at least 20 hours per week, you may be eligible for long-term disability insurance if your employer purchased long-term disability insurance for their employees.
New eligible lay employees (and, if elected, clergy) must be enrolled within 31 days of becoming eligible. Medical underwriting (generally a medical exam and an analysis of medical information) will not be required.
If you elect coverage during the initial open enrollment period, medical underwriting (generally a medical exam and an analysis of medical information) will not be required. If you are an eligible employee and do not elect coverage during the initial open enrollment period, you will have the ability to choose coverage during subsequent annual enrollment periods, but you will need to undergo medical underwriting.
- An Evidence of Insurability (EOI) Form is required and must be processed and approved by Zurich American Life Insurance Company.
- Enrollment is not guaranteed.
See Long-Term Disability Publications for detailed Summaries of Benefits for all long-term disability plans.
If you have additional questions about long-term disability benefits eligibility or enrollment, please contact your administrator or call Client Services at (866) 802-6333, Monday – Friday, 8:30AM ET – 8:00PM ET (excluding holidays).
Policy Number: CNYEX01112
Disability Insurance Disclaimer