Disability Premiums
Effective January 1, 2016 – December 31, 2018
Short Term Disability for Lay Employees
Can be voluntary or employer-paid.
| Salary Ranges | Monthly Premium |
| Less than $25,000 | $8.00 |
| $25,000 to $44,999 | $17.50 |
| $45,000 and above | $32.00 |
Voluntary Long Term Disability Plan
| Lay Employees | Clergy | |||
| Salary Ranges | 25% Option |
50% Option |
25% Option |
50% Option |
| Less than $25,000 | $12 | $18 | $14 | $23 |
| $25,000 to $44,999 | $22 | $37 | $26 | $44 |
| $45,000 and above | $43 | $72 | $50 | $86 |
Employer-Provided Long Term Disability Plan
Premium is $0.58 per $100 of monthly covered payroll.
- The maximum salary cap for the 50% clergy coverage is $120,000 of covered payroll ($60,000 is 50% of $120,000, which is the maximum disability benefit of $5,000/mo)
- The maximum salary cap for the 66 2/3% lay plan is $90,000 of covered payroll rounded up to nearest $1,000 ($60,000 is 66 2/3% of $90,000 which is the maximum disability benefit of $5,000/mo)