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Disability Premiums

Effective January 1, 2016 – December 31, 2018

Short Term Disability for Lay Employees

Can be voluntary or employer-paid.

Salary Ranges Monthly Premium
Less than $25,000 $8.00
$25,000 to $44,999 $17.50
$45,000 and above $32.00


Voluntary Long Term Disability Plan

  Lay Employees Clergy
Salary Ranges 25%
Option
50%
Option
25%
Option
50%
Option
Less than $25,000 $12 $18 $14 $23
$25,000 to $44,999 $22 $37 $26 $44
$45,000 and above $43 $72 $50 $86


Employer-Provided Long Term Disability Plan

Premium is $0.58 per $100 of monthly covered payroll.

  • The maximum salary cap for the 50% clergy coverage is $120,000 of covered payroll ($60,000 is 50% of $120,000, which is the maximum disability benefit of $5,000/mo)
  • The maximum salary cap for the 66 2/3% lay plan is $90,000 of covered payroll rounded up to nearest $1,000 ($60,000 is 66 2/3% of $90,000 which is the maximum disability benefit of $5,000/mo)

Disability Insurance Disclaimer

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Need Help?

Call (855) 215-5990 or
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(excluding holidays)